Control Your Finances
with Artificial Intelligence

Connect your bank, talk to Vivi by voice, and find out today which day of the month you'll run short, before it happens.

24h trial, no signupNo credit card15 days Premium

24h trial, no signup. When you register, 15 days of Premium free. No credit card.

Bank sync with PlaidReal-time voice with ViviAI-powered pocketsDay-by-day projection
9:41•••📶🔋

Hi! I'm Vivi 👋

Your smart financial assistant

I can help you manage expenses, review your budget, and guide you with your real numbers.

Manage expenses

Track and control

Analyze budget

Get insights

Payment calendar

See what’s due

Projection

See your tightest day

How much to spend?Analyze budgetHow the month ends

💰 How much can I spend?

This period you have $412.50 left 😎. You've spent 58% of your budget. To finish strong, I recommend spending no more than $200 per week. Want to see where it's going?

💡 Give me a tip

Your lowest point will be on the 27th: $38.20. Your salary comes in on the 28th, so it's a three-day squeeze. Want to see what's due first?

Swipe

Type your question...

Dashboard
Budget
Vivi
Calendar
Vision

Meet Vivi

By voice, by chat, or WhatsApp. Your numbers are the same across all three.

Premium

Real-time voice

Talk to her like a person and she answers right away. Log an expense while you drive or ask how much you have left, without touching the keyboard.

Premium

Chat in the app

Ask her anything about your money. She answers with your exact figures, not generalities. And if she does not know, she says so.

Premium

WhatsApp

Vivi in the chat you already use every day. Text her from your phone and she answers the same as in the app.

Vivi guides you with your real numbers, not with stock phrases. Her ground is your day to day: what is due, how much is left and how to reach your next payday without a squeeze.

Everything you need

Powerful tools to take full control of your financial life

Vivi doesn't make up figures

Every number she gives you comes from a calculation, not from a model generating text. If she does not know, she says so instead of improvising. And she answers the same in chat, by voice and on WhatsApp.

Total Control

Income, expenses, budgets, loans, subscriptions and cards in one place. Add something and the rest updates on its own: what is left this month and what is coming.

Financial Calendar

All your payments and income placed on the day they land. At a glance you see which week is heavy and which one gives you room, without opening each account.

Goals & Vision

Set where you want to get to, an emergency fund, a trip, getting out of debt, and follow the progress with your real numbers, not estimates.

Safe & Private

Your bank credentials go into Plaid, not here: we never see them or store them. The connection is read only, so no one can move your money from the app.

Hybrid system: from your bank or by hand

Track your expenses however you prefer: connect your bank and they come in on their own, or add them by hand. You can use both at once. If an expense comes in twice, it is flagged and set aside in a review queue so you can confirm it and it is not counted twice.

Anticipate your balance day by day to month-end

Day-by-day projection

Most apps show what you already spent. VocAiFunds projects your income and future payments day by day, and tells you the exact date your balance hits its lowest point and how much it will be.

What-if scenarios

What if your salary comes in on the 5th instead of the 28th. What if you move a payment up. Vivi recalculates the full projection without touching a single real record. When it's done, you go back to where you were.

Meet the app

Designed so you control your finances in seconds, right from your phone. Swipe to see more.

9:41•••📶🔋

Hi, Alex 👋

Your smart financial assistant

Premium
Balance

$88.14

Calculated from: $88.14 (Linked Accounts)

Retained fund (Rent):$0.00
Pockets

$85.33

PayPal

Account
Pantry

$2.81

Wells Fargo

Checking
Positive
Add Expense
Add Income
Dashboard
Budget
Vivi
Calendar
Vision

Dashboard

Your financial summary at a glance

9:41•••📶🔋

Monthly Budget

All your budgets in one place, consolidated in real time.

Monthly Income

$0.00

Monthly Expenses

$0.00

Regular Income

$0.00

Essential Expenses

$0.00

Cards

$0.00

Loans

$0.00

Entertainment

$0.00

Subscriptions

$0.00

Other Expenses

$0.00

Savings

$0.00

Dashboard
Budget
Vivi
Calendar
Vision

Budget

All your budgets in one place

9:41•••📶🔋

Hi! I'm Vivi 👋

Your smart financial assistant

I can help you manage expenses, review your budget, and guide you with your real numbers.

Manage expenses

Track and control

Analyze budget

Get insights

Payment calendar

See what’s due

Projection

See your tightest day

How much to spend?Analyze budgetHow the month ends

💰 How much can I spend?

This period you have $412.50 left 😎. You've spent 58% of your budget. To finish strong, I recommend spending no more than $200 per week. Want to see where it's going?

💡 Give me a tip

Your lowest point will be on the 27th: $38.20. Your salary comes in on the 28th, so it's a three-day squeeze. Want to see what's due first?

Swipe

Type your question...

Dashboard
Budget
Vivi
Calendar
Vision

Vivi (AI)

Your smart financial assistant

9:41•••📶🔋

Financial Calendar

Visualize all your commitments

August 2026+$3,200-$1,450
S
M
T
W
T
F
S
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
16
17
18
19
20
21
22
23
24
25
26
27
28
29
30
31
Income
Expenses
Cards
Loans
Savings
Entertain.
Mon, August 10-$42.98

Netflix

Expense

$42.98
Dashboard
Budget
Vivi
Calendar
Vision

Calendar

Visualize your payments and income

9:41•••📶🔋

360 Vision

Your financial future, visualized and achievable

Analysis & Reports

Planning & Simulation

Personal Growth

Your future starts today

Build the life you imagine

Start AI Analysis
Dashboard
Budget
Vivi
Calendar
Vision

360 Vision

Advanced AI tools

9:41•••📶🔋

Pockets

Separate and manage your funds

Review
New

Total in Pockets

$1,840.00

Per period

$620.00

Gas

Bi-wk · $120

High

$85.00

29%

Food

Monthly · $300

High

$120.00

60%

Pampers

Bi-wk · $80

Medium

$55.00

31%

Savings

Monthly · $200

Low

$200.00

0%
Dashboard
Budget
Vivi
Calendar
Vision

Pockets

Budgets by category

9:41•••📶🔋

Work Hours

Track your hours and calculate your earnings

Quick Actions
Config
Complete
AI
Start
Manual

$2,721.63

Total Gross

$2,274.73

Total Net

104.02h

Total Hours

$2,274.73

Pending

Work Records

Current Period12
History32
Aug 6, 2026Pending
Hours:8h + 1.17h extra
Rate:$25.00/h
Gross:$243.88
Net:$203.83
Discounts:$40.04
Thursday
Dashboard
Budget
Vivi
Calendar
Vision

Work Hours

Track your time and earnings

9:41•••📶🔋

Hi, Alex!

Tell me your expenses or income today, I'm listening.

Chat with Vivi

Tap to talk

Chat
New Chat

With your bank connected, whatever you log by voice or by hand links to your account and gets matched against the bank's own transaction. If they line up it merges them; if it's unsure, it asks you.

Dashboard
Budget
Vivi
Calendar
Vision

Voice Expense

Speak and Vivi logs your expense

9:41•••📶🔋

AI Analysis

Real-time financial health

Health score

78/100
Very Good

Expenses

$2,150

Savings

$680

High food spending

You exceeded your restaurant budget by 35%.

Duplicate subscription

You have 2 similar streaming services.

Fixed expenses

Your fixed expenses take 62 percent of your income this month.

Generate action plan
Dashboard
Budget
Vivi
Calendar
Vision

AI Analysis

Financial health in real time

Your banking information is safe

Bank connection with Plaid

We use Plaid, the same technology used by thousands of financial apps in the United States to connect with more than 12,000 banks.

We never see your password

Your banking credentials are entered directly into Plaid. VocAiFunds never sees, stores, or has access to them.

Read-only access

The connection is read-only. We cannot move, transfer, or withdraw money from your accounts.

You can unlink your bank anytime from Bank Accounts, and your history stays intact.

Josue Peña, founder of VocAiFunds

Josue Peña

Founder and developer

Our founder

Smart finances for everyone

VocAiFunds was born to democratize financial control. We combine artificial intelligence and voice so anyone — regardless of experience — can organize their money, understand their spending, and make better decisions.

“We wanted a tool that spoke your language — literally. That’s how Vivi was born.”
JUST LAUNCHED

We just launched. I'm looking for the first 100 people.

VocAiFunds is new and I don't have hundreds of reviews to show you yet. I'd rather tell you than make them up. Right now user number one is me: I use the app every day for my own finances, which is why anything broken gets fixed fast. I'm looking for the first 100 people who really use it and tell me what's missing.

The first 10 people who send me their honest opinion after using the app get a free month of Premium, starting when your 15-day trial ends. It doesn't have to be positive. If something doesn't work for you, that's exactly what I need to know.

Try it for 24 hours with no signup, or create your free account, and write to me from Support inside the app or at support@vocaifunds.com.

Write to me

Plans for everyone

Choose the perfect plan for your needs. Cancel anytime.

Free

$0/month

Perfect to start organizing your personal finances

  • Up to 20 transactions/month
  • Basic expense tracking
  • AI work hours logging
  • Category budgets

Basic

$4.99/month

Ideal for users who need more features and expanded limits

  • Everything in Free +
  • Up to 200 manual transactions/month
  • Financial calendar
  • Monthly budget management
  • AI bank statement analysis
Recommended

Premium

$14.99/month

The only one with Vivi and Vision 360

The complete AI experience with all features unlimited

  • Unlimited transactions via AI
  • AI chat assistant
  • AI voice assistant (100 credits/month)
  • Add budgets with AI
  • AI bank statement analysis
  • Full Vision 360 access
  • Priority support

Frequently asked questions

Answers to help you decide with confidence

Ready to transform your finances?

Your first step toward smart financial control

VocAiFunds

Your smart financial assistant

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